CNA Financial Valuation
| CNA Stock | USD 47.78 0.08 0.17% |
At this time, the firm appears to be overvalued. CNA Financial owns a latest Real Value of $45.41 per share. The recent price of the firm is $47.78. Our model approximates the value of CNA Financial from analyzing the firm fundamentals such as shares outstanding of 270.67 M, and Return On Asset of 0.0127 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CNA Financial's valuation include:
Price Book 1.1422 | Enterprise Value | Price Sales 0.8723 | Trailing PE 13.0765 | Enterprise Value Revenue 1.0927 |
Overvalued
Today
Please note that CNA Financial's price fluctuation is very steady at this time. Calculation of the real value of CNA Financial is based on 3 months time horizon. Increasing CNA Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since CNA Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CNA Stock. However, CNA Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 47.78 | Real 45.41 | Target 44.0 | Hype 47.67 | Naive 49.64 |
The real value of CNA Stock, also known as its intrinsic value, is the underlying worth of CNA Financial Company, which is reflected in its stock price. It is based on CNA Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of CNA Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of CNA Financial helps investors to forecast how CNA stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CNA Financial more accurately as focusing exclusively on CNA Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use CNA Financial's intrinsic value based on its ongoing forecasts of CNA Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against CNA Financial's closest peers. If more than one evaluation category is relevant for CNA Financial we suggest using both methods to arrive at a better estimate.
CNA Financial Cash |
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CNA Financial Total Value Analysis
CNA Financial is currently estimated to have company total value of 15.92 B with market capitalization of 12.95 B, debt of 2.97 B, and cash on hands of 1.59 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the CNA Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
15.92 B | 12.95 B | 2.97 B | 1.59 B |
CNA Financial Investor Information
About 100.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.14. Some equities with similar Price to Book (P/B) outperform the market in the long run. CNA Financial last dividend was issued on the 17th of November 2025. The entity had 3:1 split on the 2nd of June 1998. CNA Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 3.1 B | 3 B |
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CNA Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CNA Financial has an asset utilization ratio of 21.05 percent. This suggests that the Company is making $0.21 for each dollar of assets. An increasing asset utilization means that CNA Financial is more efficient with each dollar of assets it utilizes for everyday operations.CNA Financial Profitability Analysis
Taking into consideration CNA Financial's profitability measurements, CNA Financial may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in March. Profitability indicators assess CNA Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 1985-09-30 | Previous Quarter 299 M | Current Value 403 M | Quarterly Volatility 264.4 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.17 | 0.29 |
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| Net Profit Margin | 0.0364 | 0.0617 |
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| Pretax Profit Margin | 0.0417 | 0.0779 |
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| Return On Assets | 0.0082 | 0.013 |
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| Return On Equity | 0.0641 | 0.1 |
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For CNA Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of CNA Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well CNA Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between CNA Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of CNA Financial over time as well as its relative position and ranking within its peers.
CNA Financial Earnings per Share Projection vs Actual
The next projected EPS of CNA Financial is estimated to be 1.2 with future projections ranging from a low of 1.2 to a high of 1.2. CNA Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 3.66. Please be aware that the consensus of earnings estimates for CNA Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.CNA Financial Earnings Estimation Breakdown
The calculation of CNA Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CNA Financial is estimated to be 1.2 with the future projection ranging from a low of 1.2 to a high of 1.2. Please be aware that this consensus of annual earnings estimates for CNA Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.20 Lowest | Expected EPS | 1.20 Highest |
CNA Financial Earnings Projection Consensus
Suppose the current estimates of CNA Financial's value are higher than the current market price of the CNA Financial stock. In this case, investors may conclude that CNA Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CNA Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 1 | 85.86% | 0.0 | 1.2 | 3.66 |
CNA Financial Ownership Allocation
The majority of CNA Financial outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in CNA Financial to benefit from reduced commissions. Thereupon, outside corporations are subject to a different set of regulations than regular investors in CNA Financial. Please pay attention to any change in the institutional holdings of CNA Financial as this could imply that something significant has changed or is about to change at the company.CNA Financial Profitability Analysis
The company reported the last year's revenue of 14 B. Total Income to common stockholders was 959 M with profit before taxes, overhead, and interest of 4.79 B.CNA Financial Past Distributions to stockholders
| 4th of December 2025 | ||
| 4th of September 2025 | ||
| 5th of June 2025 | ||
| 13th of March 2025 | ||
| 5th of December 2024 | ||
| 18th of November 2024 | ||
| 29th of August 2024 | ||
| 6th of June 2024 | ||
| 7th of March 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates CNA Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in CNA Financial and how it compares across the competition.
About CNA Financial Valuation
The stock valuation mechanism determines CNA Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of CNA Financial. We calculate exposure to CNA Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CNA Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 4 B | 2.7 B | |
| Pretax Profit Margin | 0.08 | 0.04 | |
| Operating Profit Margin | 0.10 | 0.09 | |
| Net Profit Margin | 0.06 | 0.04 | |
| Gross Profit Margin | 0.29 | 0.17 |
CNA Financial Quarterly Retained Earnings |
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A single share of CNA Financial represents a small ownership stake in the entity. As a stockholder of CNA, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
CNA Financial Dividends Analysis For Valuation
At present, CNA Financial's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.07, whereas Dividend Paid And Capex Coverage Ratio is forecasted to decline to 2.51. . As of February 1, 2026, Retained Earnings is expected to decline to about 7.4 B. In addition to that, Retained Earnings Total Equity is expected to decline to about 10.2 B
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.2 B | 1.2 B | |
| Dividend Yield | 0.07 | 0.07 | |
| Dividend Payout Ratio | 0.96 | 1.01 | |
| Dividend Paid And Capex Coverage Ratio | 2.64 | 2.51 |
There are various types of dividends CNA Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of CNA shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from CNA Financial directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When CNA pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of CNA Financial by the value of the dividends paid out.
CNA Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 272.7 M | |
| Quarterly Earnings Growth Y O Y | 0.423 |
CNA Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of CNA Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value CNA we look at many different elements of the entity such as CNA's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CNA Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CNA Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CNA Financial's worth.Complementary Tools for CNA Stock analysis
When running CNA Financial's price analysis, check to measure CNA Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CNA Financial is operating at the current time. Most of CNA Financial's value examination focuses on studying past and present price action to predict the probability of CNA Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CNA Financial's price. Additionally, you may evaluate how the addition of CNA Financial to your portfolios can decrease your overall portfolio volatility.
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